Scholarships are typically merit-based (e.g., academic, athletic, artistic) and do not need to be repaid. Grants are generally need-based and also do not need to be repaid. An Education Loan is money you borrow from a bank or financial institution that must be repaid over a fixed period, usually with interest.

Many Nepalese banks require collateral for larger education loans, while some international lenders offer non-collateral options based on your academic profile and admit. CliQ Campus helps you compare both routes side-by-side.

We screen your academic history, target country, and program against partner banks' criteria and surface the lenders most likely to approve you — saving weeks of manual back-and-forth.

Yes. Many scholarships weigh extracurriculars, essays, financial need, or specific demographics over GPA alone. Our matching engine surfaces opportunities aligned with your full profile, not just grades.

Processing times vary by scholarship — most range from 4 to 12 weeks after the deadline. Featured CliQ Campus scholarships display the expected decision window directly on the listing.